Cars with the Cheapest Insurance and Low Car Tax
Searching for your next used car? We’ve rounded up five models that offer affordable insurance and low car tax.
If you are looking for a used car that is cheap to run with low road tax and insurance, there are plenty of great options. Whether it’s your first car or a family car, we’ve rounded up some of the best models available.
Discover our top five picks below.
Ford Fiesta
In 2023, Ford sadly discontinued the much-loved Ford Fiesta. But there’s still plenty of used Ford Fiesta cars available to buy.
In production for 47 years, it’s not hard to see why it was such a popular car. The compact size makes it easy to manoeuver and park in city settings. Whether you are a new or seasoned driver, the Ford Fiesta is a great choice.
It’s also affordable to buy, insure, and run, with petrol, diesel, and hybrid powertrains available.
With road tax costing £190 annually, insurance bands for a used Ford Fiesta range from 2 – 31 depending on the model year.
Toyota Aygo
The Toyota Aygo is a great used car choice for those looking for a compact city car. In January 2024, it was voted ‘Used Car of the Year’ in the cap hpi Used Car of the Year Awards. Judges praised the model for being economical and cheap to run.
While the Aygo was discontinued by Toyota in 2021, if you are looking to buy a new car, the Aygo X is available. Whether you choose new or used, both are relatively inexpensive to insure and tax.
Road tax is priced at £190 annually for both a used Toyota Aygo and a new Aygo X.
While insurance bands range from five to nine depending on the model year for a used Toyota Aygo.
If you opt for a new Aygo X, insurance bands range from five to seven depending on the trim level and transmission.
Renault Zoe
Introduced back in 2012, the Renault Zoe was one of the most affordable electric cars in the world. To this day, it’s still a popular choice for those seeking a compact car and first-time drivers.
Unfortunately, Renault discontinued the Zoe in March 2024 but there are still plenty of models available on the used car market. Boasting a 100% electric powertrain, it offers a range of up to 249 miles (WLTP).
Until 2025, electric cars are exempt from road tax which makes the Renault Zoe an even more appealing choice.
While insurance bands range from 14-21 depending on the model year and trim you opt for.
Skoda Fabia
If you are looking for a compact hatchback that can take on the demands of daily life, the Skoda Fabia is a great choice.
In production since 1999, over 4.5 million models have been sold worldwide. Now in its fourth generation, the car is still hugely popular and showing no signs of slowing down.
With a spacious boot capacity of up to 330 litres or up to 1,150 litres when the rear seats are folded down, it's an affordable and practical choice.
Road tax is priced at £190 annually while insurance bands range from 1-18 depending on the model year, trim and transmission.
Nissan Qashqai
Most of the cars in our round-up have been small car options, but that’s not to say you can’t get a family SUV with low insurance and road tax.
The award-winning Nissan Qashqai is a firm favourite amongst drivers looking for a spacious, yet compact SUV. In production since 2007, it’s undergone various facelifts to offer improved driver and safety technology.
Available with petrol, diesel, or hybrid powertrains, used Nissan Qashqai’s are extremely affordable. This makes them a great choice for a variety of drivers.
You can expect to pay £190 annually for road tax on a Nissan Qashqai. While insurance bands range from 13-24 depending on the model year, trim, and transmission.
View used Nissan Qashqai deals
The go-to destination for used cars in Scotland
Discover your next used car in Scotland at Macklin Motors. We stock all the models mentioned above and can help you find your next car with low tax and insurance.
View our full range online today or by visiting your local dealership. Our friendly team are ready and waiting to help and can also discuss available car finance options.
Find your local dealership now and book a test drive to start your journey.