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Representative Finance Example For Online Purchases |
|
---|---|
Customer deposit | £99 |
Monthly payments | £272.01 |
Cash Price | £15,000 |
Amount of credit | £14,901 |
Fees | £0.00 |
Optional final payment | £6,912 |
Total amount payable | £20,067.48 |
Annual mileage | 8000* |
Term | 48 months |
Fixed rate of interest | 6.15% |
Representative APR (fixed) | 11.70% |
Customer deposit | £2,158 |
Monthly payments | £227.90 |
Cash Price | £10,956 |
Amount of credit | £8,798 |
Fees | £0.00 |
Total amount payable | £13,097.20 |
Term | 48 months |
Fixed rate of interest | 6.09% |
Representative APR (fixed) | 11.70% |
We are a credit broker and not a lender. Finance is subject to status and finance company acceptance. We can introduce you to a limited number of lenders and their finance products. We will receive a commission from the lender, as a fixed percentage of the amount you borrow, when we arrange the finance for you. These arrangements are negotiated with our lenders in advance and do not give us any discretion to negotiate or adjust your annual percentage rate (APR) or any other item included in the total charge for credit. The APR may vary according to your credit score or the amount you borrow. The value of the commission we will receive is set out in the Demands and Needs document we will provide to you. The commission paid to us is included within the cost of your finance. Some lenders may provide preferential rates to us for the funding of our vehicle stock or provide us with interest free loans. The finance rate will vary dependent of customer personal circumstances for in dealership purchases. *Excess mileage charge of 4p per mile. If you exceed this annual mileage then excess mileage charges will be applied by the finance provider at the end of the agreement should you choose to return the vehicle. |
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We are a credit broker and not a lender. Finance is subject to status and finance company acceptance. We can introduce you to a limited number of lenders and their finance products. We will receive a commission from the lender, as a fixed percentage of the amount you borrow, when we arrange the finance for you. These arrangements are negotiated with our lenders in advance and do not give us any discretion to negotiate or adjust your annual percentage rate (APR) or any other item included in the total charge for credit. The APR may vary according to your credit score or the amount you borrow. The value of the commission we will receive is set out in the Demands and Needs document we will provide to you. The commission paid to us is included within the cost of your finance. Some lenders may provide preferential rates to us for the funding of our vehicle stock or provide us with interest free loans. The finance rate will vary dependent of customer personal circumstances for in dealership purchases. |