If My Car's on Finance, Can I Sell It?
Car finance can be a difficult concept to get your head around. In this guide we walk through the process of selling your car if it does have outstanding finance.
How much is your car worth? Check for free. Our tool surveys the latest market prices to give you a fair and accurate valuation for your car.
We will help you find your nearest Macklin Motors dealership. Bring your car to us so we can give it a check. It's quick and simple.
Once we've checked your car, we will get your payment processed. No admin fees, no obligation to sell and your price is guaranteed for 7 days.
We've made it easy for you to sell your car at Macklin Motors.
Our Sell My Car tool is quick and easy to use and provides you with a competitive price. You can take the money or part exchange; the choice is yours. Guaranteed price for 7 days, no admin fees.
We will assess your car based on its condition, but also against other similar cars on the market.
We access data on thousands of cars listed for sale across the country, including at auctions, to get you a fair, up to date price.
Remember, this price is guaranteed for 7 days. There's no pressure to sell to us. Get your free, instant valuation now.
Should your vehicle not match the description, we reserve the right to change your valuation.
It's easy. Just enter your reg below to receive your free, instant valuation.
Using the latest data, we'll provide an accurate valuation based on your car's condition and mileage.
Get started now.
What do I need to share to receive a valuation to sell my car?
You will need to provide us with the following:
We will request further information from you if you decide to make an appointment following your valuation.
What factors affect the value of my car?
There are a few details which can impact the valuation given to your car, for example, the condition, age, service history, number of previous owners and in some cases, the colour.
How is my valuation calculated?
We use the information which you provide, along with our own knowledge and expectations of the vehicle to value your car.
How long is my valuation valid for?
Our valuations are valid for up to 7 days, as we understand you may need some time to think about the offer. Whist we're always confident that you'll be getting a great price from us, there is absolutely no pressure to accept this immediately.
What happens after I receive my valuation?
After you've completed your online valuation, you can then book an appointment at any of our dealerships at a time that's convenient for you.
However, you don't have to do this straight away. If you decide to book an appointment a later date, the quickest way to do this is to follow the link in your valuation email, or sign into your MyCar account.
There is no obligation to sell your car when you visit for your appointment.
What are the conditions of the valuation?
The conditions of the valuation are:
Can I still sell my car if I don't meet some of the valuation conditions?
Yes, you might still be able to sell your car to us - we just need to do this in person.
Find your local dealership to book an appointment today.
Will you still buy my car if there is any outstanding finance on it?
Yes. You just need to contact your finance company and request a valid settlement letter. Once you have this, simply bring it to your appointment with us. We will settle the outstanding balance and deduct this from the payment we give you for your car.
If you owe more finance than the value of your car, we will still purchase the vehicle from you - you will just need to pay us the shortfall.
Important note: You must not cancel your direct debit until we have received your car and confirmed that all finance has been paid off. If you do cancel the direct debit early, you may have to pay an additional fee.
What do I need to bring with me to Sell My Car?
For the vehicle inspection you will need:
How long will my dealership appointment last?
Your appointment should last between 30-60 minutes.
Are there any additional fees?
No. Regardless of the value of your car, there are no additional charges or admin fees if you decide to sell to us.
Should I cancel my direct debit to my finance company, prior to my appointment to sell my car?
No. It is important that you do not cancel your direct debit, until we have received your car and confirmed that all finance has been paid off. If you cancel the direct debit too early, you risk owing an additional payment.
Do you buy cars in any condition?
Please book an appointment at your local dealership if you'd like to discuss this in person.
Do you accept non-runners?
No, we do not buy cars which are non-runners. The vehicle must be able to start up.
Will you buy my car if it has private reg?
Yes, we can still buy your car, however the private registration plates will need to be removed prior to sale.
Can you value any vehicle?
We can only value cars under £40,000. However, if your car is worth more than this, simply book an appointment at your local dealership, and we can discuss your options further.
Do you accept video valuations?
No, unfortunately we don't accept video valuations. You must bring your car to the dealership so we can carry out the inspection in person.
How long will the payment process take?
If you decide to sell your car to us, provided the V5 document, driving licence and bank statement you bring to your appointment (see What do I need to bring with me to sell my car?) are all in the same name, payment will be processed by the next working day.
I'm wanting to sell a relative's car who has passed away. Can I do this?
Certainly. We are aware this may be a challenging time, but we are here to help. You can sell the vehicle to us; we just need a few documents to complete the process. For more information, check out our guide on how to sell a deceased relative's car.
Is it possible to sell a deceased relative's car if I don't have the V5C logbook?
Yes, you can still sell the vehicle to us. We will need a letter from you that includes a few important details. For more information, please refer to our guide on selling a deceased relative's car.
Who will receive the payment if I sell a deceased relative's car?
When processing the payment, we must direct it to the account of the deceased registered keeper or the account of the solicitors handling the estate. For further details on this process, take a look at our helpful guide.
Car finance can be a difficult concept to get your head around. In this guide we walk through the process of selling your car if it does have outstanding finance.
During a bereavement, a little help can go a long way, as handling a deceased relative's estate can be stressful. We have put together this guide as a small measure to help you.
Did you know you can sell your car to Macklin Motors? Find out what's involved in this short guide.
With Macklin Motors, selling your car has never been easier. Find out more in our guide.
We are a credit broker and not a lender. Finance is subject to status and finance company acceptance. We can introduce you to a limited number of lenders and their finance products. We will receive a commission from the lender, as a fixed percentage of the amount you borrow, when we arrange the finance for you. These arrangements are negotiated with our lenders in advance and do not give us any discretion to negotiate or adjust your annual percentage rate (APR) or any other item included in the total charge for credit. The APR may vary according to your credit score or the amount you borrow. The value of the commission we will receive is set out in the Demands and Needs document we will provide to you. The commission paid to us is included within the cost of your finance. Some lenders may provide preferential rates to us for the funding of our vehicle stock or provide us with interest free loans. The finance rate will vary dependent of customer personal circumstances for in dealership purchases.